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Skvela Insurance Services

When Was The Last Time Your Savings Plus Was Reviewed?

Whether you have been contributing into your 401k/457 or you have been retired, it’s recommended to have a review every 18 month.

Book Free Review

Please fill out the form below and we’ll get back to you to schedule free 30-min initial review.

We can help you to understand how you can:

Protect your retirement from the market losses​​

As you get older, your portfolios should shift to more conservative investments that can weather bear markets. When markets become volatile as retirement nears, it can put a damper on years of otherwise diligent retirement planning and create extra anxiety. Older adults, unlike younger workers, simply don't have enough time to wait for a recovery when stocks take a hit.

Create a diversified portfolio

As you build your retirement, it’s always important to consider to have different types of retirement accounts. Whether it’s a pre-tax or post-tax account, it will definitely help you to build a strong portfolio in the future and help you with taxes during your retirement years. Plus, a diversified portfolio is your best protection against market volatility.

Protect your account from paying unnecessary taxes at your retirement

We know taxes are going up in a near future. Preparation is a key to your successful and happy retirement. We take an individual approach by using different strategies when we create a plan for the retirement.

Protect yourself from outliving your retirement

The odds of you living longer than your parents are pretty high. You spent your entire working life saving so that you could be comfortable in retirement. But now you find yourself worried about running out of money before running out of time. While it may sound frightening, there are ways for you to plan ahead and avoid any issues.

Galina Malinsky
Financial Specialist

AS SEEN ON

We will work with you to create a personalized retirement plan that takes into account your unique financial situation, lifestyle, and retirement goals. We will analyze your current financial position, assess your risk tolerance, and recommend strategies to help you achieve your retirement objectives.

Dr. Melissa Primus

California

Working with Galina Malinsky has been a delight. She is professional, knowledgeable, and kind. She possesses a heart to help women to level up their budgets, insurances, and finances into a system that will aid them well into retirement and beyond. She starts as your financial advisor and becomes family. Your friends are the family that you picked.

Gillian Allen

Probation Correction Officer, CA

Mrs Malinsky has been the best financial advisor I have met. She is very knowledgeable and business savvy. She gives great sound financial advice and prepares you for success in the present and beyond retirement. She is very efficient and keeps you informed every step of the way. I am glad she is a part of my financial life. She has a great personality that makes it so easy to talk to her.

Client Testimonials

9 Years of Experience Working with Law Enforcement

Contact us today

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Skvela Insurance Services

Skvela Insurance Services LLC

CA License # 6004479