Retirement Specialist


   After years of working hard and saving for the future, retirement offers the opportunity to enjoy a well-deserved break and focus on other aspects of life.For some, retirement can mean the freedom to travel, pursue hobbies, spend time with loved ones, and enjoy new experiences. It can also mean a slower pace of life, reduced stress, and the ability to focus on personal interests and goals. Retirement can also provide a sense of security, knowing that one’s financial future is taken care of and that they have the resources to live comfortably in their golden years. This can be especially important for those who may have been worried about financial stability during their working years.

  We will work with you to create a personalized retirement plan that takes into account your unique financial situation, lifestyle, and retirement goals. We will analyze your current financial position, assess your risk tolerance, and recommend strategies to help you achieve your retirement objectives. Working with us can provide peace of mind, knowing that you have a well-designed retirement plan in place that is tailored to your specific needs and goals.


Retirement income planning involves creating a financial plan that will provide you with enough income during your retirement years to support your lifestyle and meet your financial goals.

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Tax-free retirement refers to a retirement income strategy that aims to minimize or eliminate the amount of taxes paid on retirement income.

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Long-term care (LTC) refers to the assistance and support provided to individuals who are no longer able to care for themselves due to a chronic illness, disability, or advanced age. It includes a range of services such as nursing care, rehabilitation, assistance with daily living activities, and social services.

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We listen to our clients and make our recommendations based on their needs and financial goals. We explore every possible option for our clients through 100+ financially strong insurance companies.


Sgt. Troncoso


In early May 2018, I was preparing for my retirement scheduled for May 30, 2018. As I prepared to enter the work facility, I notice a pleasant looking women posted near the entrance of the facility. Being of advance age and a family-oriented person I stop and began to speak with Galina; She presented to me two very affordable Life Insurance options which I purchased. Galina also presented to me a tax deferred annuity-based investment package which I also purchased with a portion of my 401-retirement plan. This annuity plan paid 12 percent interest in 2020; and gave me the option to extend withdrawing payments till I am 72 years old; providing maximin time for additional capital growth. This investment will be left to my grandchildren. I was extremely fortunate to have meet Galina during such a critical time in my life.

Galina continues to amaze me by contacting me to arrange a convent time to explain to me in detail my annual annuity investments statement. Since our chance meeting in 2018, I have come to know Galina’s character as one who love’s country, family, and friends. She is truly a financially intelligent agent who has her clients’ best interest at heart.